The Basics of Car Insurance for Beginners

Carrying a car insurance policy in the state of California is mandatory. Auto insurance is essentially a collection of policies that cover, among other things, damage caused by a covered peril, theft, and third-party liability claims arising from a car crash. For instance, if your car gets damaged in a car crash, the collision component Read More

What You Should Know About Commercial Property Insurance: An Overview

Various hazards, including natural disasters, fire, vandalism, and theft can damage business property, leading to huge financial losses and possible business closure. In fact, statistics show that around 40% of businesses close permanently following a natural calamity. One way to avoid or minimize such losses is to carry adequate commercial property insurance coverage. This policy Read More

The Basics of Insurance for a Construction Business

To complete a construction project, you need, among other things, large machinery, contractors, and workers. This complex working environment creates possibilities for third-party damages, bodily injuries, as well as potential litigation. While the adoption of advanced technology and machinery can reduce some of the inherent risks, it can also increase the chances of other risks. Read More

Builder’s Risk Insurance: What Is It & Why Do You Need It?

Builder’s risk insurance covers commercial and residential structures while they are being constructed, renovated, or remodeled. In the event of a covered accident, a builder’s risk insurance policy can cover materials, fixtures, and equipment being used in construction or renovation. Here’s everything you need to know about this type of insurance policy. Who Buys Builder’s Read More

10 Effective Tips from OSHA for a Safe Workplace

Maintaining workplace safety ensures that your employees are more productive, healthier, and happier. Robust workplace safety measures also protect you from costly liabilities relating to workplace injuries. This is why as a business owner, you should continually foster a safety-conscious culture in your business. Here are 10 safety tips from OSHA that can help you Read More

Products-completed Operations Vs. Product Liability Insurance: How Are They Different?

Product liability insurance is a crucial investment for businesses that make goods or offer certain services. For example, it can protect your company from substantial losses if you’re successfully sued, for making equipment that ends up injuring or harming a user due to design or manufacturing defects. Contractors that construct or install roofs, buildings, wiring, Read More