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Proper management of uncertainty is a critical success factor for businesses of all sizes. Not only can it help avert potential financial loss, but it also lets you work with peace of mind. The first thing you should do is  get the right business liability insurance in California to maximize your protection against the unforeseeable. Read More

Business interruptions can occur unexpectedly due to factors such as cyberattacks, natural disasters, or terrorist acts. Any time you shut down your business for whatever reason, you risk losing income during the period that your business remains closed. This is where business interruption insurance in CA comes into play. Also referred to as business income Read More

Carrying a car insurance policy in the state of California is mandatory. Auto insurance is essentially a collection of policies that cover, among other things, damage caused by a covered peril, theft, and third-party liability claims arising from a car crash. For instance, if your car gets damaged in a car crash, the collision component Read More

Various hazards, including natural disasters, fire, vandalism, and theft can damage business property, leading to huge financial losses and possible business closure. In fact, statistics show that around 40% of businesses close permanently following a natural calamity. One way to avoid or minimize such losses is to carry adequate commercial property insurance coverage. This policy Read More

To complete a construction project, you need, among other things, large machinery, contractors, and workers. This complex working environment creates possibilities for third-party damages, bodily injuries, as well as potential litigation. While the adoption of advanced technology and machinery can reduce some of the inherent risks, it can also increase the chances of other risks. Read More

Builder’s risk insurance covers commercial and residential structures while they are being constructed, renovated, or remodeled. In the event of a covered accident, a builder’s risk insurance policy can cover materials, fixtures, and equipment being used in construction or renovation. Here’s everything you need to know about this type of insurance policy. Who Buys Builder’s Read More

Maintaining workplace safety ensures that your employees are more productive, healthier, and happier. Robust workplace safety measures also protect you from costly liabilities relating to workplace injuries. This is why as a business owner, you should continually foster a safety-conscious culture in your business. Here are 10 safety tips from OSHA that can help you Read More

Product liability insurance is a crucial investment for businesses that make goods or offer certain services. For example, it can protect your company from substantial losses if you’re successfully sued, for making equipment that ends up injuring or harming a user due to design or manufacturing defects. Contractors that construct or install roofs, buildings, wiring, Read More

According to the National Safety Council (NSC), common work-related injuries in the U.S. include slip and fall injuries, cuts and lacerations, crashes and collisions, and muscle strains. To protect workers from the financial burden associated with such injuries, the federal government requires all employers, except those in Texas, to carry workers’ compensation coverage for their Read More

A business owners policy (BOP) is an important investment due to the constant risk of liability and property loss you face as a business operator. It is a practical way to protect your business’s physical and financial assets, in case a covered peril occurs. What if a standard business owners policy doesn’t fully address your Read More

Business interruption or business loss insurance protects a business against loss of income resulting from a named peril. Typically, the loss of income must result from the business facility being closed due to a physical disaster, or during the process of rebuilding in response to the physical damage. Here’s some more information on this topic. Read More

Large construction projects usually involve multiple parties, including the general contractor, subcontractors, project owners, and developers. It’s common for these parties to carry their own insurance protection against property damage or injury claims. The subcontractors usually pass their insurance costs to the general contractor. Even so, there may still be coverage gaps resulting in some Read More