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Understanding the Importance and Benefits of Workers’ Compensation

With the exception of Texas, all the states in the U.S. have a workers’ comp mandate, per the National Federation of Independent Businesses (NFIB). This law applies to all employers, including those with only one employee, except for states such as Virginia, where employers with only one employee do not necessarily have to carry this Read More

A Quick Insurance Guide to Business Owners Policy

Data breach, liability lawsuits, asset theft, and business interruptions are not problems for only large corporations. Even small businesses face these loss-causing issues from time to time. You could buy a separate cover for each risk, but a single business owner’s policy (BOP) is the more cost-effective way to protect your company. It rolls basic Read More

Debunking Dangerous Myths Related to Commercial Insurance

Data from the Small Business Administration (SBA) shows that there are currently more than 4 million small businesses in California. However, about 75% of these businesses are underinsured, facing the risk of closure in the event of a disaster. While most businesses don’t have enough insurance because of financial constraints, others have ignored important coverages Read More