Blog

Effective Strategies to Mitigate Your Business Insurance Risks

According tothe Insurance Information Institute (III), about two out of every five companies don’t recover after collapsing due to a disaster. However, catastrophes are only a portion of the risks that small businesses across the U.S. face day-to-day. To protect your business against the many unforeseeable hazards, you’ll want to implement an effective risk management Read More

A Quick Guide to Employment Practices Liability Insurance

Your employees are an invaluable resource. However, there are some instances when employee-related issues may arise. Employment Practices Liability Insurance (EPLI) provides financial protection for your business, if you should need to fight allegations from an employee. Common issues in the workplace include harassment and discrimination. Employment Practices Liability covers your business through the litigation Read More

Innovative Ways to Market Your Restaurant in 2021

The restaurant industry is one of the most competitive marketplaces. As a restaurant owner, you have to figure out different ways to stand out from your peers and make your business more visible, especially online. Here is a look at the several ways in which you can market your restaurant and stay ahead of your Read More

Understanding the Importance and Benefits of Workers’ Compensation

With the exception of Texas, all the states in the U.S. have a workers’ comp mandate, per the National Federation of Independent Businesses (NFIB). This law applies to all employers, including those with only one employee, except for states such as Virginia, where employers with only one employee do not necessarily have to carry this Read More

A Quick Insurance Guide to Business Owners Policy

Data breach, liability lawsuits, asset theft, and business interruptions are not problems for only large corporations. Even small businesses face these loss-causing issues from time to time. You could buy a separate cover for each risk, but a single business owner's policy (BOP) is the more cost-effective way to protect your company. It rolls basic Read More

Debunking Dangerous Myths Related to Commercial Insurance

Data from the Small Business Administration (SBA) shows that there are currently more than 4 million small businesses in California. However, about 75% of these businesses are underinsured, facing the risk of closure in the event of a disaster. While most businesses don’t have enough insurance because of financial constraints, others have ignored important coverages Read More