How Business Liability Insurance Can Help Ensure Your Peace of Mind

Proper management of uncertainty is a critical success factor for businesses of all sizes. Not only can it help avert potential financial loss, but it also lets you work with peace of mind. The first thing you should do is  get the right business liability insurance in California to maximize your protection against the unforeseeable. Read More

Business Interruption Insurance in CA: A Quick Overview

Business interruptions can occur unexpectedly due to factors such as cyberattacks, natural disasters, or terrorist acts. Any time you shut down your business for whatever reason, you risk losing income during the period that your business remains closed. This is where business interruption insurance in CA comes into play. Also referred to as business income Read More

The Basics of Insurance for a Construction Business

To complete a construction project, you need, among other things, large machinery, contractors, and workers. This complex working environment creates possibilities for third-party damages, bodily injuries, as well as potential litigation. While the adoption of advanced technology and machinery can reduce some of the inherent risks, it can also increase the chances of other risks. Read More

Products-completed Operations Vs. Product Liability Insurance: How Are They Different?

Product liability insurance is a crucial investment for businesses that make goods or offer certain services. For example, it can protect your company from substantial losses if you’re successfully sued, for making equipment that ends up injuring or harming a user due to design or manufacturing defects. Contractors that construct or install roofs, buildings, wiring, Read More

4 Important Types of Subcontractor Insurance

When working under a general contractor or larger business, you will need to address your subcontractor insurance needs. Do not assume that the general contractor’s policy will automatically cover your own liabilities for damages or injury. Here’s a look at the important insurance protection you need to operate as an independent subcontractor. When Does a Read More

Debunking Dangerous Myths Related to Commercial Insurance

Data from the Small Business Administration (SBA) shows that there are currently more than 4 million small businesses in California. However, about 75% of these businesses are underinsured, facing the risk of closure in the event of a disaster. While most businesses don’t have enough insurance because of financial constraints, others have ignored important coverages Read More